AmTrust Restaurant Insurance
Our restaurant coverage is designed with flexibility in mind. To make it easy for appointed agents, our insurance policies for restaurants can be written as either a Package or a Businessowners policy (BOP), depending on the specific risk characteristics of your individual policyholder.
Our appointed agents can offer restaurant insurance coverage for the following areas to help ensure insureds can keep their establishments running smoothly:
- Workers' Compensation - Workers' compensation protects restaurant owners and their employees. It is insurance that provides benefits to most types of employees who are injured on the job. AmTrust and their agents work closely with restaurants to insure to design the specific packages they need to comply and succeed.
- BOP - A business owners policy, sometimes referred to as a BOP, is a type of commercial insurance that could provide various protections for restaurants. BOP combines insurance coverages you'd normally buy separately into one bundle. The standard combination is general liability and property insurance, but these types of policies routinely include business interruption insurance, as well.
- Automobile and Transportation Insurance - Our appointed agents assure fleet owners that an accident or mechanical issue won't put their operations in trouble. Our preferred exposures are generally low risk, such as dry van, cargo, intermodal, and refrigerated food trucks.
- EPLI - AmTrust EPLI is designed to protect restaurants in the event of employment-related claims. Insured events include alleged discrimination, wrongful termination or demotion, sexual harassment and retaliation. Our EPLI coverage is comprehensive, affordable and earns AmTrust appointed agents a 15% commission.
Taken together, the coverage that AmTrust appointed agents can provide far exceeds the standard coverage offered by most other insurers.