Employment Practices Liability Insurance (EPLI)

When working with AmTrust, Employment Practices Liability Insurance (EPLI) packages will be designed to eliminate purchase barriers, making the process of opting in almost seamless for policyholders.

Earn competitve commissions on coverage that comprehensively protects small- and medium-sized business.

No minimum premiums for EPLI coverage in eligible classes.

Offer insureds the free risk and employee management services that only large companies usually enjoy.

AmTrust Workplace EPLI

Our EPLI coverage is comprehensive, affordable and earns AmTrust appointed agents a 15% commission. Coverage can be automatically added onto qualified policies, and we have no minimum premium. EPLI-related underwriting rules are straightforward and easy for appointed agents to access and explain to policyholders.

Coverage includes full- and part-time employees, temporary and seasonal staff, independent contractors, and even volunteers. Insured events cover everything from workplace discrimination and sexual harassment to wrongful infliction of emotional distress and defamation of character. The enhanced coverage option includes third party coverage that protects your commercial customer from discrimination or sexual harassment allegations from non-employeesand punitive damages.

AmTrust Workplace EPLI coverage is easy for appointed agents to add in conjunction with your commercial customer’s Commercial Package Policy, Businessowners policy, or Workers' Compensation policy. In many cases, no separate application is required to qualify for coverage.

AmTrust Workplace EPLI

The Benefits of AmTrust EPLI

Partnering with AmTrust as an appointed agent gives you access to our highly competitive pricing on EPLI packages that include no minimum premiums. AmTrust appointed agents can also offer EPLI insureds access to numerous resources that will help them reduce their exposure to employment-related issues.

AmTrust offers free risk management online resources and an employment law “hotline” for agents and EPLI insureds at no additional charge. We offer extensive online training on employee termination and preventing employee discrimination. Our site also provides helpful information on compliance with prevailing wage and hour laws. Online training on preventing sexual harassment available through AmTrust meets related legal requirements in several states. Customizable employment policies and procedures manuals are available in English and in Spanish.

AmTrust provides policyholders dedicated claims handling for this class of insurance, and we are proud of our record of making personal contact within one to two days of notification of a claim. The positive impact of our claims management and and policyholder support is proven. In fact:

  • When AmTrust is allowed to control claims defense, related legal costs are generally 35% lower than when a policyholder chooses its own counsel.
  • When policyholders seek consultation through our EPL hotline, or from an approved labor law attorney, the self-insured retention, often referred to as the “deductible,” is cut in half for wrongful termination or demotion claims.
The Benefits of AmTrust EPLI

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